Winston Salem, North Carolina 336.725.4606

Our Individual Services

At Corporate Benefit Concepts, we understand that choosing the right insurance can be stressful, and our goal is to eliminate that stress. We will bring our many years of experience in the insurance industry to bear, working with you one-on-one to determine the best insurance to fit both your coverage needs and your budget. We offer the following individual insurance services:

My Health Insurance NCHealth Insurance Options

We offer individual health insurance policies available through the Affordable Care Act (Obamacare) on our affiliate site, My Health Insurance NC.

Life Insurance

Having adequate life insurance is a good financial decision because it can:

  • Provide income for dependents
  • Help pay final expenses
  • Create an inheritance for your heirs
  • Help pay federal and state “death” taxes
  • Allow you to make significant charitable contributions
  • Create a source of savings

There are two major types of life insurance – term and whole life (also known as permanent). We offer a number of different term and whole life insurance options from an extensive list of carriers.

Long Term Care Insurance

Health insurance rarely pays for the cost of long-term care and Medicare usually doesn’t cover custodial care. Medicaid pays for the medical and long-term care expenses of people lacking financial resources, however if do not think you will qualify for Medicaid and won’t have the financial means to cover all your expenses, buying a long-term care insurance policy is a way to provide piece of mind and a sense of security for you and your family.

Medicare Supplements

If you are over 65 and eligible for Medicare, you may also want to purchase a Medigap policy to supplement your Medicare coverage. Original Medicare pays for many, but not all, health care services and supplies. A Medigap policy, sold by private insurance companies, can help you pay some of the health care costs that Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

The best way to discuss your insurance needs is a free face-to-face, one-on-one consultation. Call us at 336-725-4606 or email us to arrange a meeting.