Winston Salem, North Carolina 336.725.4606

Disability Insurance

Disability income insurance, which complements health insurance, is used to replace lost income due to a non-job-related illness or accident that prevents an employee from working for long periods of time. (Workers' compensation covers job-related injuries.) There are two types: short-term disability and long-term disability.

While employer-paid disability insurance is not required in North Carolina, most employers provide some short-term disability, and many provide long-term disability coverage as well, typically with benefits of up to 60 percent of salary. Offering disability insurance can help you attract or retain top employees.

We will work with you to determine the best type of policy for your company, both from a practical and a financial standpoint. The first step is meet face-to-face for a free one-on-one consultation. To make an appointment, call us at 336-725-4606 or email us.